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The Home Buying Process with Us as Your Realtor


1. Initial Consultation

The first step in your home-buying journey is meeting with us to discuss your needs, preferences, and budget. This is an opportunity for me to understand your vision for your new home and to explain the home-buying process in detail. We’ll go over: 

  • Your must-have features 
  • Ideal location 
  • Budget and financing options 
  • Your timeline for moving 


2. Getting Pre-Approved for a Mortgage

Before we start looking at homes, it’s important to get pre-approved for a mortgage. This will give you a clear idea of how much you can afford and show sellers that you’re a serious buyer. We can refer you to trusted lenders and assist in gathering the necessary documents to get pre-approved quickly. 


3. Finding Your Dream Home

Once you’re pre-approved, we’ll begin searching for homes that meet your criteria. As your Realtor, we will provide you with listings that match your preferences, schedule private showings, and help you evaluate each property. We will also offer insights about the neighborhood, schools, amenities, and market trends to ensure the property fits your lifestyle. 


4. Making an Offer

When you find the home you want, We’ll help you draft and submit a strong offer. We’ll take into account the current market conditions, comparable sales (comps), and other factors to ensure that your offer is competitive but within your budget. If there are other interested buyers, we’ll advise you on the best strategy to stand out and increase your chances of success.


5. Negotiating the Deal

If your offer is accepted, we’ll enter into negotiations regarding price, contingencies, closing dates, and other terms. I’ll use my negotiation expertise to ensure that you get the best possible deal, handling any counteroffers or requests for repairs. Our goal is to protect your interests and secure favorable terms.


6. Home Inspections and Due Diligence

 Once your offer is accepted, it’s time to conduct a home inspection. We will help you find qualified inspectors and review the inspection report with you to identify any issues. If there are concerns, we’ll negotiate with the seller for repairs or price adjustments before moving forward.


7. Finalizing the Financing

As we approach closing, we’ll stay in close contact with your lender to ensure that everything is on track. We’ll make sure that your financing is in place, and we’ll guide you through the closing process to ensure you understand the documents and fees involved.



8. Closing Day

On closing day, we’ll be there to walk you through the final steps. You’ll review and sign the paperwork, pay closing costs, and officially take ownership of your new home. We’ll ensure that everything goes smoothly and that you are fully prepared for the big day!

Additional Services I Offer 

Market Analysis

We provide comprehensive market analysis to help you make informed decisions. Whether you’re buying your first home or an investment property, we’ll offer valuable insights into the local market, pricing trends, and property values.


Access to Exclusive Listings

As your Realtor, we have access to exclusive listings and off-market properties that may not be widely available to the public. We’ll work diligently to find properties that fit your criteria and give you an edge in the market.


Post-Purchase Support

My service doesn’t end at closing. We are always here to offer post-purchase support, whether you need recommendations for contractors, maintenance tips, or advice on selling down the road. Your satisfaction is my top priority, and we’ll be a resource for years to come. 


Why Work with a Realtor? 

  • Local Market Expertise: A Realtor has in-depth knowledge of the area and can help you navigate neighborhoods, property values, and local amenities. 
  • Access to Listings: Realtors have access to the Multiple Listing Service (MLS), giving you access to the latest listings before they hit other platforms. 
  • Negotiation Expertise: A Realtor’s negotiation skills can save you thousands of dollars and help you secure favorable terms. 
  • Paperwork and Contracts: The paperwork involved in real estate transactions can be overwhelming. A Realtor ensures that all documents are completed correctly and on time


Let's Start the Journey Together! 

Buying a home is one of the most significant investments you'll make, and we are here to ensure that it’s a rewarding experience. Our commitment to providing you with personalized service, expert advice, and strong negotiation skills will help you find the perfect home at the right price.

 

Contact us today to schedule your free consultation, and let’s get started on your path to homeownership! 

New Construction 

Welcome to Your Guide to Buying New Construction Homes with Shires Buck Realty, Your Trusted Real Estate Agent 

Purchasing a new construction home is an exciting and rewarding journey, offering a fresh start and the chance to personalize your living space. Whether you're a first-time homebuyer or a seasoned investor, the process can be both thrilling and overwhelming. As your dedicated real estate agent, we are here to guide you every step of the way, from selecting the right builder to understanding the benefits and challenges of new construction homes. Let’s dive into everything you need to know about buying a newly built home! 

Why Choose a New Construction Home? 

1. Customization

 One of the biggest advantages of buying a new construction home is the opportunity to personalize the space. Many builders offer a range of options for finishes, layouts, and upgrades. This means you can design your home to perfectly fit your style and needs, from countertops to flooring to cabinetry.


2. Modern Features and Efficiency

New homes come with the latest technology, energy-efficient appliances, and superior construction materials. These homes are designed to be more energy-efficient, which can lower utility costs and reduce long-term maintenance. This gives you a more comfortable living environment and peace of mind.


3. Less Maintenance

Since everything is brand new, there’s less risk of having to deal with costly repairs or replacements right away. Most new construction homes also come with warranties, so you can rest easy knowing that any issues that arise will be covered.


4. Enhanced Safety and Code Compliance

New homes are built to the latest safety standards and construction codes, meaning they are often safer than older homes. Modern systems, materials, and technology help ensure that your new home exceeds current safety standards. 

Steps to Buying a New Construction Home with Me as Your Realtor 

1. Define Your Budget

Before we start touring homes, it’s crucial to determine your budget. This will help you focus on homes that are within your price range, and it will also help you understand your financing options: 


  • Total Price: Know your price range, taking into account upgrades, taxes, and closing fees. 
  • Mortgage Pre-Approval: We can connect you with a trusted lender to get pre-approved for a mortgage. This will give you a clear idea of what you can afford. 
  • Down Payment: Typically, a down payment of 10-20% is required, though this can vary. 


2. Research Builders and Communities

 Not all builders are the same, so it’s important to research your options. As your Realtor, I’ll help you compare local builders and communities based on their reputations, reviews, and the quality of their past projects. 


  • Community Amenities: We’ll help you evaluate the neighborhood’s features, like proximity to schools, shopping, and recreation areas, as well as the quality of the surrounding amenities. 
  • Model Homes: We will schedule tours of model homes for you, giving you an opportunity to see the builder’s craftsmanship and the different layout options. 


3. Choose the Right Home Model

Once you’ve chosen a builder and community, it’s time to select the perfect floor plan. Builders offer a range of layouts with different square footage and features. We’ll explore: 


  • Size: Do you need extra bedrooms, or maybe a home office or guest space? We’ll help you find a home that suits your current and future needs. 
  • Layout: We’ll review whether you prefer an open-concept design or a more traditional floor plan. 
  • Upgrades: Builders often offer upgrades like high-end countertops, custom cabinetry, smart home features, and more. We’ll help you identify which upgrades make the most sense for your budget and lifestyle. 


4. Review the Contract 

Before signing anything, We’ll ensure you understand the terms of the contract with the builder. We’ll review: 


  • Estimated Completion Date: Timelines can sometimes shift, so we’ll make sure the builder provides a realistic estimate for when your home will be ready. 
  • Inclusions and Exclusions: It’s essential to know exactly what’s included in the price and what might require additional fees. 
  • Warranties: New homes come with warranties on various systems and components. We’ll make sure you understand what is covered and for how long. 


5. Monitor the Construction Progress

Once construction begins, we’ll keep you informed about the progress. You’ll have regular updates, and we’ll schedule site visits to ensure everything is on track. If there are any concerns, we’ll bring them to the builder’s attention to ensure the quality of the home meets your expectations. We will also schedule a third-party inspector to come out to the property to do inspections every few months to ensure your home is being built correctly.


The Pros and Cons of Buying a New Construction Home 



Pros 

  • Customization: Personalize your space with modern features and finishes. 
  • Energy Efficiency: Enjoy the latest in energy-efficient appliances and construction methods. 
  • New Construction: Fewer repairs and maintenance needs in the first few years. 
  • Warranties: Builder warranties cover many components of your home, providing you peace of mind.


Cons 

  • Higher Initial Cost: New homes can sometimes be more expensive than older homes, especially if you’re opting for upgrades or premium features. 
  • Construction Delays: Though builders strive to stay on schedule, delays due to weather or supply chain issues are possible. 
  • Landscaping Needs: New homes typically don’t have mature landscaping, meaning you may need to invest time and money into outdoor improvements. 
  • Less Character: Some buyers prefer the charm of older homes, which tend to have more unique features and architectural details.

Financing a New Construction Home 

Financing a new construction home differs slightly from purchasing an existing property. We’ll help you explore these options: 


1. Builder Financing

Some builders have partnerships with lenders and offer incentives to use their preferred mortgage provider. We can help you compare these offers with others to ensure you get the best deal.


2. Construction Loans

 A construction loan helps finance the building process, but you'll transition to a traditional mortgage once the home is completed. We’ll connect you with experienced lenders who can guide you through this process.


3. Conventional Mortgages

Once your home is finished, we’ll switch to a conventional mortgage. We’ll ensure that your loan terms are locked in and that the transition is seamless. 

Closing the Deal 

When your new home is ready, we’ll go through a final walk-through together. We’ll ensure the home meets your expectations and that any issues are addressed before closing. Once everything is finalized, we’ll move forward with the closing process, and you’ll receive the keys to your brand-new home! 

Final Thoughts 

Buying a new construction home is an exciting investment, and as your realtor, we are here to make the process as smooth and stress-free as possible. With careful planning, professional guidance, and expert negotiation, we’ll find the perfect new home for you—one that’s tailored to your needs, style, and budget.



If you're ready to start your journey toward homeownership, reach out to us today. Let’s turn your dream home into a reality!

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